AB Rwanda PLC is recruiting a Super Micro/SME Business Officer to support the growth of its lending business, assess credit applications, manage loan portfolios, and deliver quality customer service.
AB Rwanda PLC is a licensed deposit-taking microfinance company established in Rwanda in 2014. Backed by Access Microfinance Holding AG, an investment and holding company based in Germany, the institution provides inclusive and responsible financial services to micro, small, and medium-sized enterprises (MSMEs), small farmers, and individuals.
Headquartered in Nyarugenge District, Kigali, AB Rwanda operates through a growing network of branches and credit outlets across Rwanda, supporting entrepreneurship, business development, and financial inclusion.
Position Overview
The successful candidate will be responsible for expanding loan business, evaluating credit applications, monitoring loan repayment, maintaining portfolio quality, and ensuring compliance with the institution’s policies and procedures.
The role is suitable for a professional with experience in lending, credit assessment, financial analysis, and customer relationship management.
Key Responsibilities
1. Business Development and Loan Growth
- Promote loan products and identify potential clients.
- Achieve monthly loan disbursement and business growth targets.
- Build relationships with prospective borrowers and existing customers.
2. Credit Assessment
- Screen loan applicants and assess their creditworthiness.
- Conduct business and collateral visits.
- Verify financial information provided by applicants.
- Prepare credit assessment reports to support lending decisions.
3. Loan Processing
- Prepare and present credit proposals.
- Communicate credit decisions to clients.
- Coordinate loan disbursement processes.
4. Loan Portfolio Management
- Monitor loan performance and repayment schedules.
- Follow up with clients to encourage timely repayments.
- Implement appropriate loan recovery actions where necessary.
- Maintain a healthy loan portfolio.
5. Risk Management and Compliance
- Follow credit policies, operational procedures, and applicable regulatory requirements.
- Comply with AB Rwanda’s Code of Conduct.
- Support responsible lending practices and effective credit risk management.
6. Teamwork and Customer Service
- Maintain strong relationships with clients.
- Participate in credit and loan recovery committees.
- Share knowledge and collaborate with colleagues to improve performance.
Qualifications and Requirements
Applicants should meet the following requirements:
- Hold a bachelor’s degree in Business Administration, Finance, Accounting, Economics, Management, or a related field.
- Have at least two years of experience as a Loan Officer in a financial sector in Rwanda.
- Be confident in selling loans above FRW 7 million.
- Have a strong understanding of credit policies, lending procedures, credit risk assessment, and financial analysis.
- Demonstrate good analytical, communication, negotiation, and problem-solving skills.
- Have basic computer skills, including Microsoft Excel.
- Possess strong teamwork, customer service, and loan portfolio management skills.
- Be able to work independently, achieve targets, and maintain professionalism and integrity.
Performance Expectations
The selected candidate will be expected to achieve 100% of monthly loan disbursement and business growth targets while maintaining excellent loan portfolio quality.
How to Apply
Interested candidates should submit the following documents:
- Motivation letter.
- Updated CV.
- Academic certificates.
- National ID.
Applications should be sent by email to abr-recruiting@abr.rw.
Email subject: Super Micro/SME Business Officer
Application deadline: 30 October 2026.
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